Wednesday, February 16, 2011

Welfare Tanif Unemployment and other inefficiencies

It is interesting to me the usual misinformation about being on welfare and the respective beliefs about how lazy people on welfare are as are the people on unemployment.

I was successful for quite some time before the economy royally tanked climbing the ladder in my respective field until the breaks went all on for the economy like many people I found myself with very little in the way of responses whereas before the economy tanked I had many options which I did not take as I was happy and comfortable in the job I had grown into. I found myself unemployed for the first month or so I actually enjoyed unemployment I felt I could find a better job and actually had the time to spend with my kids to do well and pay more attention to my studies at college. I had never been to college without working full time and I had never ever been on unemployment in my adult life.

All the while I was hearing about just how lazy I was I received not one answer to my resume this went on with the exception of work at home jobs and ohhh the insurance agencies who would snatch up anyone they could get their grubby little hands on. I got 6 responses to applications and tailored resumes over a two year period. The answers were nothing to brag about they were really low entry level jobs and they all had many issues. I would have taken one of them earning even less than I would have on unemployment allot less about a quarter of my prior standard income at best but the offers never ever went anywhere. I suspect I applied for about thirteen hundred different positions over a two year period and finally received a customer service position at a local home improvement retailer. All the while continuing to apply for position after position still with very limited response until I gave up I was earning less than a third of what I was and continued to do so for another ten months when I got a full time temp job. Keeping both jobs I am now finally making nearly half of what I was.

What everyone seems to forget about unemployment is that no taxes come out unless you want them to their is no Medicare or Social Security taxes. So earnings are quite a bit higher if you had a decent income than a low paying job it is not to anyone benefit to get off of unemployment with a low level position as you will take an immediate pay cut assuming you can even find a job.

Welfare or tanif is not much different you can earn the same or more being on Tanif than you can at a low level retail position working less usually twenty or so hours a week either on job searches or in a voluntary position. When used effectively this program will help struggling single parents to find a volunteer position which may lead to a full time position or the opportunity to find a position in a field of interest it also offers job training and connects recipients with training programs that will lead to an actual job.

People on Tanif show up on a daily basis usually four days a week or so but here where it gets expensive. Tanif pays a stipend of somewhere around 3-400 a month these parents qualify for day care assistance an equal or greater cost in most cases. So in the effort to make these people work we have cost ourselves twice as much as they would cost to sit at home and do nothing. Plus in most cases we also pay for mileage to and from the office or to and from a volunteer job site. Now we are likely up to around  a thousand dollars a month a separated family of three with no other income will receive roughly 500 dollars a month in food stamps. If you haven't noticed this works out to about 1500.00 a month which is 18k a year a part to full time retail position will pay about the same and will disqualify the person for a number of benefits seeing this makes many want to stay on tanif, however I find it unlikely that anyone is pointing out the tax benefit that working would offer.

A single parent can make roughly 5000 in cash at tax time for working to earn about the same amount of money with several children all the while collecting food stamps being eligible for section eight and for childcare assistance.

Since this is not part of the discussion at welfare it is not part of the thoughts of people receiving benefits. They will receive all the money they would have received on Tanif with a low paying job as long as they are below the poverty line. Everyone below the poverty line will receive the same amount of money in most cases. That might change your thoughts about welfare. My thought if they want to be lazy unproductive members of society let em sit at home on the couch and be really broke, but first let them know they are not getting the most they can from the government they can and that they can make more if they want to.

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